Key Insight

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This week’s key insight is written by Brady Tinnin.

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I distinctly remember my college days as a freshman who paid close attention to the little savings I had, when my go-to Chipotle chicken burrito cost $6.50. Today, that same exact burrito costs $8.75. A 34.6% increase in the last seven years for a typical fast food meal.

In your own life, you’ve probably noticed prices of goods climbing year after year too. But have you ever put the money’s rate of decay into actual numbers?

Taking charitable, publicly-listed numbers from the US Bureau of Labor Statistics:

• In the last year, the US dollar has inflated by 2.9%
• Over five years, it’s lost 19.1% of its purchasing power
• 10 years? 27.5%
• 15 years: 35.2%

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These are the “official” numbers, but it is numbers from personal experience (like the example I gave) that should lead one to question and conclude that true inflation is much higher than what the BLS and other government entities suggest.

If you have receipts from the past, do the math yourself. Compare the prices of everyday goods from years ago to today. See how quickly the value of your cash is eroding. 

Now in the context of business, inflation is equally pernicious. According to 2024 data from the same Bureau:

• 20.4% of businesses fail in their first year 
• 49.4% of businesses fail in their first 5 years 
• 65.3% of businesses fail in their first 10 years
• 75% of new businesses fail before making it past 15 years 

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How much of these failures stems from a business’s inability to keep up with the rate of inflation? Were they actually suffering from a flawed business model, or was the cost of their “fixed” expenses running away from them faster than otherwise sustainable profits could come in?

You won’t find any direct data to correlate the “business mortality rate” with inflation, but it’s a straightforward conclusion to draw: when money is evaporating, the fuel that’s powering those businesses is becoming increasingly less potent. How much more likely, then is that engine to fail sooner?

In a world where money is characterized by inflation, it’s easy to cast these failures as normal. But how much more successful could businesses be—and how much more quality could they offer—if they didn’t have to spend their limited energy on capital preservation?

Bitcoin is the tool designed to address this problem directly. It’s fuel that can’t be diluted; in fact, as technology improves, so does the efficiency of that fuel.

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Top News Stories

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Metaplanet Adds $43.9M in Bitcoin, Total Holdings Near $251M – Bitbo

Tokyo-listed investment firm Metaplanet has purchased an additional 497 bitcoin for $43.9 million, bringing its total holdings to 2,888 BTC as it continues its aggressive accumulation strategy.

White House To Host First Bitcoin and Crypto Summit on March 7th

The White House's first Crypto Summit on March 7 will focus on Bitcoin regulation, stablecoins, and digital asset policy.

Peter Schiff Acknowledges Bitcoin as 'Digital Gold,' Questions XRP in US Reserve – Bitbo

Peter Schiff clarifies that while he understands the rationale for a Bitcoin reserve, he opposes government involvement and questions the inclusion of XRP, Solana, and Cardano.

Saylor predicts Bitcoin's monumental rise under Trump’s crypto initiative

Saylor envisions Bitcoin as a transformative asset with a potential $200 trillion market cap, advocating its inclusion in a US strategic reserve to bolster the crypto industry.

Bukele Rejects IMF Clause, Says Bitcoin Purchases Will Continue – Bitbo

El Salvador's President Nayib Bukele dismissed the IMF's reported prohibition on further bitcoin accumulation, confirming the country will keep buying despite its $3.5 billion financing deal.

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Other Noteworthy News

🏛️The White House announces that President Trump will host and speak at the first-ever White House Crypto Summit on March 7.

💼Tether Appoints New CFO as It Moves Toward Full Audit

🪙Florida Governor Candidate Byron Donalds Wants Bitcoin in State Portfolio

💠Bitwise CIO Says Market Is Wrong, Trump's Bitcoin Reserve Is Bullish

🔶Ray Dalio Believes Bitcoin Could Play a Big Role in Wealth Protection

🪨BlackRock's IBIT sees record daily outflows as US spot Bitcoin ETFs' negative streak extends to $3 billion

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Recommended Articles

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Money, Inflation, & Their Threat to Your Business | Sovreign Bitcoin Consulting

Money and inflation are the silent killers of countless businesses today. Understand the problem so you can understand the solution.

This article by Adrian Christiansen explains how fiat money enables inflation and erodes value, while bitcoin, with its fixed supply, offers a decentralized and superior alternative for preserving wealth.

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European Central Bank cuts rates again, says policy is becoming 'meaningfully less restrictive'

The ECB cut interest rates by 25 basis points and updated the language in its decision to say monetary policy was becoming "meaningfully less restrictive."

The ECB cut interest rates by 25 basis points to 2.5%, citing a “less restrictive” policy stance. Inflation eased to 2.4%, while growth forecasts were downgraded amid trade and investment uncertainty.

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Recommended Podcasts

#591: How Bitcoiners Secure Generational Wealth with Matt McClintock

TFTC: A Bitcoin Podcast · Marty sits down with Matt McClintock from Bespoke to discuss bitcoin inheritance protocols.

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#593: Bitcoin is Money (&) Currency with Parker Lewis

TFTC: A Bitcoin Podcast · Marty sits down with Parker Lewis to discuss his latest article onBitcoinn as a unit of exchange.

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Chart of the Week

Addresses Holding > X BTC by Year

This chart from the On-Chain Introduction Collection tracks the yearly growth of bitcoin addresses holding at least 0.01, 0.1, or 1 BTC.

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“I trust Bitcoin more than I trust my bank.”

– Adam Draper

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